High quality Disability Insurance products covering total or partial disability of professionals, business executives, small business owners and others.
Disability Insurance protects your most valuable asset, your ability to earn an income. A long-term disability could suspend or terminate your income for an extended period of time. It may force you to close your business. Hamilton|Hudson offers breadth of Disability Insurance products to provide a source of income in the event of a disability.
Individual Disability Insurance
Purchased by an individual to protect his or her ability to earn an income.
Disability Income
Disability Income insurance replaces a portion of earned income lost due to a total or partial disability.
Interim Term
Interim Term Disability Insurance provides temporary coverage until an employee qualifies for employer-sponsored disability coverage.
Disability Overhead Expense
Disability Overhead Expense reimburses a business owner for covered overhead expenses of his or her business that continue during a period of partial or total disability.
Key-Person Disability
Key-Person Disability coverage provides a benefit to the business in the event the key employee is disabled.
Disability Buy-Out Coverage
Disability Buy-Out Coverage helps fund a disability buy-out agreement with installment or lump-sum payments.
Group Disability Insurance
Purchased by an employer to protect employees against the loss of income due to a disability.
Small Group Long Term Disability
Small Group Long Term Disability Insurance provides monthly benefits for disabilities lasting longer than 13 or 26 weeks and is available to employers with three to nine employees.
Small Group Short Term Disability
Small Group Short Term Disability Insurance provides weekly benefits for disabilities up to 26 weeks and is available to employers with three to nine employees.
Large Group Long Term Disability
Large Group Long Term Disability Insurance provides monthly benefits for disabilities lasting longer than 13 or 26 weeks and is available to employers with ten or more employees.
Large Group Short Term Disability
Large Group Short Term Disability Insurance provides weekly benefits for disabilities up to 26 weeks and is available to employers with ten or more employees.
